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But if you're using it as a security net, you may find convenience in your guarantee. "I take a look at house service warranties as a method to purchase insurance [so] that you have time to rebuild your emergency fund after purchasing your home," Tomaro said. "It can provide you assurance that you will have heat all winter season and hot showers for a year.

If you do get a brand-new heater, it is going to resemble the old one in regards to efficiency, so that will not save you